Author: Kevin

If you are anything like me, you get absolutely disgusted when you start seeing Home Depot and Lowe’s displaying their Christmas decorations in early October. For the love of God….can’t you wait just a bit longer? We’ve still had many days in the 70 to 80 degree range as well…doesn’t feel much like Christmas yet.… Read more

Wait…am I off track on topics yet again? Tuesday is supposed to be some type of alcohol topic! Don’t worry my friends….today you will learn a little American History about this country in the early 1900s. In the time between 1920 and 1933, alcohol was illegal here in the US due to Prohibition and the… Read more

What are we catching up on you ask? Your 401K…especially for older guys like me over 50…or you REALLY old guys between 60 and 63. Here is some things to think about: For 2025, individuals age 50 and older can make an extra $7,500 in 401(k) catch-up contributions. A higher limit of $11,250 applies to those ages 60 through… Read more

Quick answer to that topic: whenever you get a chance! I’ve shared my theory on work/jobs in the past: They pay the bills and kill time between vacations. So the key is to always have something to look forward to in the near future. It keeps you moving forward in a more positive mindset. If… Read more

As we approach the opening bell today for the Stock Market, we can see the premarket is up a bit based on more X comments from the President after the market dipped at the end of last week because of other comments regarding tariffs and China again. This is probably the 3rd or 4th time… Read more

Tomorrow afternoon is the annual Oktoberfest party that my brother hosts each year at his house. As expected, I’m very excited for a day of German beer, Sausages, good friends and family, and some college football on the TV. We are fortunate enough living in this area to have some quality and authentic meat and… Read more

So it’s the day after the colonoscopy. I understand that everyone will have a different experience and I can only speak to mine. But it was pretty simple and easy to be honest. Everyone says the prep is the worst part. Maybe I have a decent gut or they’ve improved the prep over the last… Read more

When planning a family vacation, house party, work project, etc…I like to be prepared. Today’s prep is a little different than what I’m accustomed to however. Since I like to keep it honest here and talk to us guys, especially us husbands/fathers of a certain age, today I’m discussing colonoscopy prep. I won’t get into… Read more

So anyone over 18 can open their own Stock Market trading app and start trading. Children under 18 can have their parents open a custodial account in their name and then turn it over to them once they reach 18 years old. But once you open an account, can you just trade all day long?… Read more

As a Yankees fan, I was very happy to see them win last night and advance to the ALDS. Do I have any delusions that they have what it takes to win it all this year? Not really….but at least the Red Sox are out!! Go Yanks!! Read more

Tomorrow, Oct. 2nd, is Deke’s 5th birthday. I couldn’t imagine life without him… About 5 years ago, I was in contact with a breeder of Goldendoodles and was heading to their house to choose a puppy that I’d be taking home a week or so later as a surprise for the kids. The breeder had… Read more

The laws I’m talking about today are the shipping laws that are seemingly random here in the US. As more breweries and distilleries are popping up all the time, it’s nice to be able to get your hands on some of the better stuff you may have experienced during travel. I’ve talked often about the… Read more

Today’s financial topic has nothing to do with the Stock Market. This has to do with real estate…namely yours. So you are a good parent, love your kids, and figure as you’re reaching or passed retirement age, you will do them a favor and have them either become co-owners of your home or put it… Read more

So I missed National Daughter’s Day yesterday…sorry Emily! I think she’ll be okay. After all, there is a list of “National Days” for every single day of the year. It did prompt me to see what was on the list of today’s National Days. And it led me to find it pertains to my biggest… Read more

One of the coolest experiences I’ve had with the kids was snorkeling a shipwreck while in St. Kitts. If you ever find yourself down there, I HIGHLY recommend doing the Shitten Bay Trail (about a 2 miles out and back hike). I also suggest you start early because of the heat/humidity as well as there… Read more

So Emily has decided to go off on her first solo hiking expedition in the very near future. It’s something she has wanted to experience and I’m all for it. It was something met with a few “She’s doing what?” or “Are you sure she should do this?” questions. Even Mary is a little leery… Read more

Happy Monday to everyone. Today’s topic to consider is refinancing a loan since the fed cut rates recently. Whether refinancing is worth it depends on a lot of factors but my intention today is to make you think about it and if it is right for your situation. For homes, the rule of thumb starts… Read more

Give it a try this weekend to start. Limit the electronics, don’t watch the news, and GET OUTSIDE!! I can promise you that your attitude and mood will improve. Have a great weekend. Read more

For anyone out there who also enjoys hiking and visiting the amazing National Parks we have here in the USA, the America The Beautiful Parks pass is the way to go. https://www.nps.gov/planyourvisit/passes.htm We have used them and after a couple days, they more than pay for themselves. See the multiple passes available. We started years… Read more

Only one topic for today….Happy Birthday to my amazing daughter Emily! It’s crazy to still feel like a 19 year old in my own head at times but the reality is that I have a 19 year old daughter now. Time moves unbelievably fast but I have enjoyed every single second. What’s the best stage?… Read more

Happy Booze Tuesday! It’s September so it’s time for Oktoberfest. Yes…I didn’t get that wrong. Oktoberfest is called that because it started in October in 1810 to celebrate a royal wedding, but was moved to September to take advantage of warmer weather and longer daylight hours. Although the festival now largely takes place in September, it… Read more

I’ve spoken about Compounding Interest in the past but I’m revisiting it for my younger readers. Many people, both young and old, make the mistake of waiting to start investing. “I have to save for a car, I can’t put extra money away” or “I like my $9.75 extra mocha latte with caramel every day… Read more

Random Friday topic today is credit cards. Here’s two simple things: don’t hold a balance because the interest will destroy you and your credit rating. Second, get yourself a card (or maybe two at most…no need for 3) and find rewards that give you what you want. I have only held two cards my entire… Read more

24 years ago I was at a business meeting. The meeting was supposed to have been held at the World Trade Center Marriott (WTC3) but they couldn’t come to contract on pricing and the meeting was moved to Newport, RI. All these years later I’m thankful that was the case. So when the meeting started… Read more

For Booze Tuesday, we’re going to take a quick look at the oldest breweries in each state here in the USA. For reference however, to show how young a country we still are, the oldest operating brewery in the world is still Weihenstephan. Weihenstephan was a Benedictine monastery in Weihenstephan, now part of the district… Read more