THE FATHER BLOG

Many trading platforms, and quite recently ETrade, is now allowing the purchase of fractional shares. Obviously, the same rules of due diligence apply, but the door is now open to investments that were not possible for some before this change.

Here is an extreme example: Berkshire Hathaway stock. Warren Buffett definitely seems like someone who knows what he is doing and this fund has historically performed incredibly well. Interested in a share of this Class A stock? That will run you roughly 815K a single share. YES…you read that correctly. They realize that most people don’t have close to a million dollars laying around to invest in one share so they created their Class B stock…at the low, low price that is trading today at about $542 a share. Still a little steep? I’d say so. That is where fractional shares have allowed normal investors or people starting in investing to be a part of these funds.

Amazon is trading over $200 a share.

Coke is close to $100 a share.

Home Depot is north of $300 a share.

But now you have access. Investing when I was in my 20s would have required me to have a broker, make a call, wire funds, etc. Today it’s all at your fingertips. Start early people….it makes a huge difference!

It’s funny how as the kids grow older, the excitement of Halloween really fades away. We used to make a big deal of the day. We would all head to my parents’ house, including my brother’s family, for pizza dinner. Then the kids would all go trick or treating through the neighborhood that we grew up in.

The kids would get back, lay all their candy on the floor, and start making trades for their favorites.

Once high school started, there wasn’t much of that anymore. Now that my daughter and niece are both in college, and the boys are Juniors in high school, it’s completely over.

For those of you with young ones still…enjoy yet another childhood experience that just becomes a memory….until one day maybe grand kids come around and the cycle restarts!

Here are some early pictures from Emily and Mikey Halloween days. This was technically Emily’s second Halloween because she was only a month old on her first one.

I recently did a review of my portfolio as the year is coming to an end. Like most years, I made mostly solid decisions with a sprinkle of “what the hell was I thinking buying that” mixed in. The majority of stocks I own are either growing well or providing very solid dividends. But when is the time to make a switch?

That time was a week or so ago for one. I was holding onto a high yield dividend stock for years that was down around 8%. I didn’t really care since over the years the dividends had me well into the green and showing a great profit. I already had some stock wins during the year as well that put my gains strongly into the positive figures. So why now?

Because there will always be a high yield dividend stock out there for you to make a quick dollar. I made my money on the previous one and sold at a loss to offset my capital gains for the year. Then distributed the left-over money into another high yield dividend fund. I’ll even tell you which one: AMZY. Risky? More than most in my portfolio but it’s only about 2% of total portfolio and the returns are great. It pays a weekly dividend, so you get your money quick. If it ever tanks, I’ll dump that one for the tax loss and find another. Rinse and repeat my friends.

Sustainable? Take a look: The answer is NO. They pay almost a 50% dividend yield but the dividend growth is shrinking at a rate nearing 40%. Make your money, take the overall loss, and get out. Winner-Winner.

AMZY Dividend Yield

49.35%

Annual Dividend

$4.96

Ex-Dividend Date

Oct 22, 2026

Payout Frequency

Weekly

Payout Ratio

n/a

Dividend Growth

-36.58%