Happy Booze Tuesday! Today we will discuss the $20 case of beer vs the $125 case of beer. Some of you are already confused by this and can’t understand why or how anyone would spend 5+ times the amount on a case of beer. I can understand both sides of the story and hence….there is a time and place for both in my opinion.

I sometimes hit the big discount liquor store in Delaware which is basically a Home Depot size warehouse filled with booze. It’s fantastic. I wheel my shopping cart to the back corner and load up with about 7-8 cases of Molson Canadian cans for $19.99 a case. I then bring these to either drink or disperse among my hockey brothers as they are great post game beers or something light, cheap, and fairly flavorful to sip on when you aren’t in the mood for a thick and hazy double IPA. Have a few of these while you’re at it….they are pretty light.

But then on a Friday or Saturday night, I like to sip on a couple super flavorful, hoppy, bold IPAs while watching a game, hanging with friends, etc. Best part of these are the 16oz cans which are perfect for splitting/sampling with a buddy. These cases (and I just had a buddy bring me some Treehouse and Trillium) run from about $100-$125 a case.

So the cost breakdown here is about 83 cents a can vs just over $5 a can. But the craft beer cans are 16 oz vs 12 oz…so there is a built in bargain and it slightly drops the price per oz. (@ 7 cents an oz vs about 32 cents an oz)

When I was younger, I couldn’t imagine spending that on a case of beer. I wanted cheap and as much volume as I could get. But I’m not a 21 year old college student anymore. Nothing wrong if you are….there is just a time and a place for every beer. Enjoy whatever you’re sipping (or pounding) this week!

I love running scenarios and giving them to my friends with children younger than mine. Especially the ones that are waiting for the “dip”. You don’t need to wait for a dip when you’re investing in a growth fund for a 5 year old then holding it for 55 years!! That is the exact scenario. I advised them to put some money in an S & P growth fund, maybe even contribute a little each month until they turn 18 and see what happens.

Let’s carry your exact plan forward and see what it becomes by age 60.

📌 Recap of what you’re doing

• $10,000 initial investment into SPDR Portfolio S&P 500 Growth ETF (SPYG) at age 5
• $50/month until age 18 (13 years total contributions)
• Then no more contributions, just compounding
• Total invested: $17,800

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📈 Value at Age 60

🔹 Conservative (7% return)

• Value at 18: ~$31K
• Value at 60: ~$530,000

🔹 Moderate (9% return)

• Value at 18: ~$35.5K
• Value at 60: ~$1.3 million

🔹 Strong (10% return)

• Value at 18: ~$38K
• Value at 60: ~$2.1 million

So why are we waiting??

If you are a child of the 80s or somewhere close to that period, you absolutely heard this phrase said to you by your parents. There were no cell phones, the TV had maybe 5-6 stations, and you could only play so much Pong on the ATARI if you were lucky enough to have a console.

So we went outside, played a lot of baseball, rode our bikes, got together with friends, played in the woods and climbed trees, etc. Real kid stuff. But there was a huge mental and physical benefit to doing so and everyone can still reap the rewards of being outside. If you’re older, I wouldn’t suggest climbing trees…maybe just sit under one and read a book with some coffee. But get outside either way this weekend and enjoy the fresh air!!

Going outside for just 10–20 minutes daily significantly reduces stress, lowers blood pressure, and improves mental well-being by decreasing cortisol levels. It regulates circadian rhythms for better sleep, boosts vitamin D, strengthens the immune system, and enhances focus and creativity. 

Key Health Benefits of Being Outdoors:

• Mental Health Boost: Spending time in nature reduces anxiety, depression, and stress, while increasing overall happiness and improving mood.
• Reduced Stress: Even 20 minutes in a green space can significantly reduce cortisol (stress hormone) levels.
• Improved Sleep: Daily exposure to natural light helps regulate your body’s circadian rhythm, aiding better sleep quality and higher alertness.
• Vitamin D Synthesis: Sunlight exposure triggers the production of vitamin D, which is essential for bone health, immune function, and protecting against chronic diseases.
• Enhanced Physical Health: Regular time outside lowers cardiovascular risk, including lower blood pressure and reduced heart rate.
• Better Cognitive Function: Time in nature improves memory, concentration, and focus, and can reduce ADHD symptoms.
• Eye Health: Increased time outdoors is associated with a lower risk of myopia (nearsightedness) in children.