THE FATHER BLOG

I have proclaimed time and again how much I love the dividend income from a balance stock portfolio. I have had friends ask me lots of questions about it. One question that comes up is can you just buy a stock by the ex-dividend date, claim the dividend, and then sell right afterwards? The answer is YES….you can. So if it was that simple to make that kind of free money, wouldn’t everyone be doing it? The answer to that question is also YES….but it is not that easy and simple of course.

Here is an article for your review speaking to the Dividend Capture Strategy.

The Dividend Capture Strategy: What It Is and Why I Like Dividend Growth Investing Better | Dividends and Income

Well I hope you understand
I just had to go back to the island
And watch the sun go down
Hear the sea roll in

That little line is from Jimmy Buffett. And though it’s been less than a year that I was in the islands, it’s been two years since we went as a whole family. I do love my vacations but they are particularly special when we do them all together.

This summer we will be spending a week in Tortola in the British Virgin Islands. I am very excited to experience The BVIs for the first time other than seeing them from a distance or from an airplane. I’m sure we will love it there as I’ve already been in contact with some individuals there making our arrangements and they have been amazing!

It’s easy enough to search all the must do’s on the island, the beaches, and the restaurants….but does anyone have any “off the beaten path” suggestions? When visiting anywhere, I prefer a flavor of the locals and what their island life is all about. We are definitely not a “stay at a resort” type of family. Any suggestions are welcome!

Mikey and I in St. Thomas back in November. We could see parts of the BVIs from our VRBO and it immediately made me want to further explore what’s out there.

Good morning and happy Monday. Today’s financial topic is whether or not your portfolio is healthy or not.

I utilized AI once again and had it perform an analyzation of my portfolio asking questions such as:

“What is the sector allocation of my current portfolio? Please generate a breakdown.”
“Based on these holdings, do I have a severe overconcentration in one specific stock or industry?”
“What are the historical betas or volatility levels of the ETFs in this spreadsheet?”

I was not overly surprised to find out that I definitely had a bit of overlap in some of my funds. I had it research which ones were worth work keeping and which ones were worth selling and reallocating into the other funds. I also asked if there were any sectors of the market I was under or not invested in at all that could help balance the portfolio.

This was a great exercise in not only making my portfolio heathier, but also educating myself further. I only had to shift around a few investments so it wasn’t a complete overhaul. I feel much better about it now and it only took a few hours. Not bad considering this is what I plan on helping us retire at some point. Take the time when you have it and do your own research on your portfolio or retirement accounts…you will thank me.